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Safety National® is a multi-line specialty insurance carrier that offers a variety of risk solutions for large commercial and public entity clients. The company has built a loyal client base by practicing a relationship-focused approach to customer service – listening closely to customer needs and designing flexible programs to address them, providing complimentary risk management resources to help improve safety and compliance programs, and offering specialized claims management proficiency to help produce the greatest possible outcomes. A market leader since 1942, the company is a member of the Tokio Marine Group and is rated “A+” (Superior), FSC XV by A.M. Best.


  • Excess Workers' Compensation

    For over 75 years, Safety National has been the leading provider of excess workers’ compensation to self-insured employers and groups. See how self-insurance offers more control, aggressive claims management and improved cash flow advantages not found in first dollar programs.

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    Excess Workers' Compensation
  • Public Entity Program

    Safety National has evolved into a total casualty solution for public entities, offering a variety of liability coverage options geared toward municipalities, counties, public school districts and intergovernmental pools.

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    Public Entity Program
  • Large Casualty Program

    Safety National’s Large Casualty Program includes large deductible workers’ compensation, commercial auto and general liability coverage, providing employers with the advantages of self-insurance through a primary policy.

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    Large Casualty Program
  • Cyber Risk

    Safety National’s cyber risk insurance is designed to protect companies against global network security and privacy risks, reimbursing damages and financial loss arising from accidental or malicious incidents to computer networks, software and data.

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    Cyber Risk
  • Large Guaranteed Cost Workers' Compensation

    Safety National’s large guaranteed cost workers’ compensation caters to the unique business profile of sophisticated large employers looking for a first-dollar program. We combine underwriting proficiency with claims expertise and risk control resources to develop flexible solutions.

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    Large Guaranteed Cost Workers' Compensat...
  • Captives

    Aligning with the right risk-sharing partner is crucial to the future success of many captives. See why partnering with Safety National can offer the coverage flexibility and services tailored to maximize our contribution to your risk-financing strategy.

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  • Loss Portfolio Transfer

    A Safety National loss portfolio transfer can help allocate outstanding loss liabilities, improve balance sheets, eliminate claim liabilities in the merger and acquisition process, potentially release collateral from the state, eliminate administrative costs and more.

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    Loss Portfolio Transfer
  • TEXcess®

    Safety National offers solutions for Texas employers through a qualified employers’ excess indemnity program that provides excess coverage over an occupational injury benefit plan as well as excess employers’ liability coverage.

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  • In the News

    Safety National values its reputation as a trusted source on industry trends. View the latest published articles by Safety National's experts. More »

    In the News
  • Press Releases

    View Safety National's latest company announcements. More »

    Press Releases




  • Karla Antrobus
    Karla Antrobus

    Assistant Vice President - Business Development
    Safety National
    St. Louis, Missouri